Mortgage refinancing is the process of paying off an existing loan and replacing it with a new loan with different terms than the original mortgage. Homeowners may desire to refinance their mortgages for a variety of reasons including the following.

• To obtain a lower interest rate
• To shorten the term of their mortgage
• To convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (FRM), or vice versa
• To tap into home equity

  Despite the reason, Nishanthan Law Office is here to provide you with the best personalized options and solutions for your unique situation. At my firm, I pride myself on superb customer service and will strive to ensure that all our clients’ interests are met throughout the entirety of the process.   Are you ready to refinance your mortgage? Consider the following:

• What is the current value of your property?
• How much of the mortgage have you paid off?
• What is your credit score? Are you eligible for a better quote?
• Do you have all the appropriate documentation?
• Are you prepared for a home inspection?

We understand that these steps can be daunting, so please do not hesitate to contact us with any questions or inquiries as we are more than happy to assist you. If you would like more information, please visit to our Resources tab where you can access helpful information.